{
  "regulatory_monitor": {
    "policy_gate": "PASS",
    "artifacts_present": {
      "live_validation_json": false,
      "performance_metrics_json": true,
      "fairness_summary_json": true,
      "shap_top_features_json": true,
      "policy_gate_result_json": true
    },
    "explainability_present": true,
    "fairness_present": false,
    "performance_present": true,
    "audit_trail_present": false,
    "hipaa_phi_in_artifacts": false,
    "risk_level": "LOW",
    "notes": [
      "No PHI fields detected in public artifacts by design; raw data not exposed.",
      "This is a heuristic stabilization signal, not a legal opinion."
    ]
  }
}